Toyota Canada sets its consumer programs monthly. A program usually starts on the first of the month and sometimes runs a day or two into the next one, and rates, cash incentives and eligible models can all change when a new program begins. Toyota can also revise or withdraw a program before it ends.

The offers on this page are the ones currently in effect, and each one states its own end date.

It depends on the kind of cash. Toyota uses two kinds. A Stackable Cash Incentive can be combined with Toyota Financial Services' promotional finance and lease rates. A non-stackable cash incentive cannot be combined with a promotional rate; it applies to a cash purchase or to Toyota Financial Services' standard rates.

Each offer states which kind it is. Where a vehicle carries a non-stackable amount, we work out both routes, the cash with standard financing and the promotional rate without it, and show you the total cost of each before you decide.

Toyota's cash incentives already include the sales tax, so they are deducted after HST has been charged on the full negotiated price. The incentive appears as its own line on the bill of sale, and you sign a Toyota form confirming that you received it.

No. Toyota sets its rates by model year, model and term, and the gas and hybrid versions of the same model can carry different rates. The headline rate is the lowest within that model line, usually on the shortest terms; longer terms carry higher rates.

The disclaimer with each offer lists the rate for every term and the models it covers. Ask us about a specific trim and we will confirm what it qualifies for.

Often, yes. Toyota regularly offers a loyalty rate reduction to customers with an active Toyota Financial Services or Lexus Financial Services lease or finance contract. It comes off the promotional rate on a new Toyota financed or leased through Toyota Financial Services, it does not apply to standard-rate terms, and the amount and the models it covers can change from one program to the next.

Bring your current contract details and we will check what applies before you settle on numbers.

In many cases, yes. New Toyota inventory is limited, so many vehicles are sold by factory order or found through a trade with another Toyota retailer. Where an offer may need either, its disclaimer says so.

Promotional finance and lease rates can be held for a set period on a vehicle that cannot be delivered during the program, once Toyota Financial Services has received your credit application. Cash incentives follow the program in effect when the vehicle is delivered. Ask us how this applies to the vehicle you want before you order.

Yes. Ontario law requires an advertised vehicle price to include every charge the dealership intends to collect, including delivery and destination, the air conditioning charge, the administration fee, the OMVIC fee, environmental handling fees and any other levies.

Only HST and licensing are additional, and that is stated with the price. If a charge is not inside the advertised price, we cannot add it afterward.

Yes. Promotional rates are funded by Toyota and are only available on finance and lease contracts with Toyota Financial Services, on approved credit. The rate you are approved for depends on your credit, so the advertised rate is the best available rate rather than a guaranteed one.

You are welcome to arrange your own financing with a bank or credit union. In that case the promotional rate does not apply, but cash incentives that work with a cash purchase still do.

No. The programs on this page are for new, previously unregistered vehicles. Demonstrators count as used vehicles under Ontario's rules and fall outside new-vehicle programs, although they normally carry their own pricing.

Toyota Certified Used Vehicles have their own Toyota Financial Services rates, which we are happy to quote next to a new vehicle so you can compare.

Government rebate programs are run by the federal and provincial governments, not by Toyota or by us, and they are separate from the Toyota offers on this page. Their funding, eligibility rules and availability change independently of Toyota's monthly programs, and a program can be paused or closed at short notice.

Because of that we do not quote government rebates as part of a vehicle price. Ask us what is in effect on the day you order and we will tell you exactly what applies to the model you are looking at.

Tell us the model and trim you want and we will send a written breakdown: the all-in price, any cash incentive, the Toyota Financial Services rate and term, any loyalty reduction you qualify for, and the payment at the frequency you choose.

It takes a few minutes and there is no obligation. Call us at 905-451-7235, use the form on this page, or visit us at 110 Canam Crescent, Brampton.